Find the takaful plan that works for you
We’re proud to be one of Malaysia’s leading family takaful providers
Our Feature Life Product
FWD Life First
Keep your family secure against the insecurities in life.
We designed FWD Life First for people like you. It ensures that your family will have financial support if you’re down due to an illness, an accident, or a disease. But it doesn’t stop there. In the event of an accident happens to your family member, FWD Life First will also provide financial support to help you getting through the challenging time.
FWD Life First is a protection plan designed to look into the needs of your whole family – from your parents to your children – should you not be able to carry out your responsibilities.
Infectious Disease benefit
Provides a one-time payment amount of RM5,000 upon diagnosis and admission into hospital for 5 or more consecutive days as as a result of any one of the covered diseases:
- Dengue Fever
- Tuberculosis
- Viral Hepatitis
- Malaria
- Cholera
- Typhoid
- Japanese Enchaphalitis
Multiple Indemnity benefit due to accidental causes
- 200% sum covered and your account value in the PSA payable upon death or TPD due to accidental cause.
- 300% sum covered and your account value in the PSA are payable upon death or TPD due to accidental causes while in a public conveyance, elevator or burning public building.
- 500% sum covered and your account value in the PSA are payable upon death or TPD due to accidental causes while travelling abroad.
Mosquito-borne Disease benefit
200% sum covered and your account value in the PSA payable upon death from:
- Chikungunya
- Dengue
- Japanese Encephalitis
- Malaria
- Zika
Note: Maximum sum covered payable for this benefit is RM200,000.
Death or Total and Permanent Disability (TPD) benefit
100% sum covered and your account value in the Participants’ Savings Account (PSA) payable upon death or TPD due to natural causes.
Family Compassionate Care
Provides a lump sum of RM15,000 per person up to 6 family members (1 parent, 1 spouse and 4 children) will be payable upon accidental death.
Maturity benefit
Provides a lump-sum payment at the end of the certificate term. At maturity, we will pay your total account value in the PSA.
Financial, emotional and practical support all in one plan.
At FWD Takaful, we understand what happens to families when a spouse or parent dies or becomes totally disabled. They feel lost and are unable to move on, resulting in a derailment of their future plans.
FWD Life First provides financial support as well as emotional and practical support, to get your family back on their feet.
Badal Hajj*
We’ll provide Badal Hajj support for Muslim customers where we’ll arrange** and pay for the Badal Hajj from our panel of service providers.
*For non-Muslims, we’ll pay a lump sum benefit of RM2,000.
**We reserve the right to pay this benefit in cash for the amount of RM2,000.
Grief Counselling
We’ll reimburse the actual amount charged for up to 10 grief counselling sessions from our panel; until the total amount charged reaches RM2,000.
Legal Advice
We’ll reimburse the actual amount for up to 3 legal advice sessions; until the total amount charged reaches RM2,000.
FWD Family First
Protection that keeps up with your family
Life can change at an extraordinary speed. As your family grows, we understand your increasing needs for care and protection. FWD Family First takaful plan provides cirtical illness coverage to your entire family under one single plan, so you don’t have to pay and juggle individual plans for each family member.
Gain direct financial support in a lump sum payment
Get additional funds in a lump sum to cover the unexpected costs, according to personal conditions, so you can be worry-free and focus on recover.
Claim up to three times
Enjoy flexibility to claim up to three times with no waiting period in between.
Extensive coverage for all under a single plan
This plan provides coverage for 56 types of illnesses including those specific to children so all your family members are protected, with up to six members for one certificate.
FWD Future First
We’ll be here for them when you can’t
Family is not just an important thing — it is everything. You’ve worked hard to provide the best for them, wouldn’t you want them to live their lives uninterrupted after losing a loved one? It takes time and effort to do so, give them the support they need to rebuild their lives with FWD Future First. This plan provides death and bereavement benefits to reduce the toll on them.
Financial, emotional and practical support all in one plan
We provide grief counselling, legal advice and Badal Hajj to help your family move on after the loss of a loved one.
Comprehensive coverage to cushion the impact on your family
We provide coverage for disabilities, terminal illness and death so your family can focus on being with you throughout your last moments.
Extra support for the main provider
Your spouse is eligible for a new takaful certificate without any underwriting — with a RM100,000 coverage for 2 years.
Leave behind a gift of security and protection
Keep your loved ones protected down the road without complex inheritance procedures in line with the concept of Hibah.